Types of Life Insurance
Policies That Help Protect What You Cherish

Term Life: Coverage That Works Hard, Just Like You
Think of term life insurance as the practical, no-frills option of the life insurance world. It's there when you need it most - during those big financial years like raising kids, paying off a mortgage, or finally convincing your teenager that college isn't optional. You choose a term (usually 10, 20, or 30 years) and it's got your back the whole time. If something happens to you during that term, your loved ones get the payout. If you outlive the term (go you!), it's like a handshake deal -- you part ways. Affordable, straightforward, and reliable -- just like your favorite pair of jeans.
Whole Life: The Overachiever of Coverage
Whole life insurance is like that one friend who always has their act together. It sticks with you for the entirety of your life, no matter how long you live. Not only does it provide a death benefit for your loved ones, but it also builds cash value over time -- kind of like a savings account with a bonus purpose. Need to borrow money down the road? Whole life is there for you. It's dependable, consistent, and makes you feel like you've got life all figured out. Plus, it's the only insurance that gets better with age -- no wrinkles, guaranteed.


Final Expense: The Thoughtful Farewell Plan
Final expense insurance is the unsung hero of life insurance -- it's there to cover the costs of your final goodbye (funeral, burial, and maybe even that epic send-off party you've been planning). It's usually smaller in coverage, making it affordable and perfect for those who want to ease the financial burden on their loved ones. Think of it as a pre-paid tab at the end of the road. It's your way of saying, "Don't worry, I've got this covered," with a wink and a smile. And hey, who doesn't want to leave behind one less thing to stress about?
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Disclaimer: Scanning the QR code will take you to our external Ethos page. For all carriers, including Ethos, we are currently licensed to sell life insurance in Pennsylvania and Ohio.